{"id":8683,"date":"2023-06-05T13:32:03","date_gmt":"2023-06-05T13:32:03","guid":{"rendered":"https:\/\/teeviit.ee\/youth-info\/?p=8683"},"modified":"2023-06-05T13:56:07","modified_gmt":"2023-06-05T13:56:07","slug":"mida-peaksin-teadma-laenudest","status":"publish","type":"post","link":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/","title":{"rendered":"Mida peaksin teadma laenudest?"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Laen on v\u00f5imalus viia ellu m\u00f5ni suur plaan, parandada eluolu v\u00f5i teha vajalik ost. Laenu v\u00f5tmine peab olema l\u00e4bim\u00f5eldud, sest iga laen tuleb koos intressidega tagasi maksta.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Seet\u00f5ttu on t\u00e4htis p\u00f5hjalikult \u00fcle vaadata oma v\u00f5imalused ja eelarve. Rahaasjade teabekeskus toob v\u00e4lja viis n\u00f5uannet, mida laenamisel silmas pidada.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

1. Kaalu oma oste tahan-vajan-skaalal<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Iga kord, kui plaanid laenu v\u00f5tta, m\u00f5tle enne l\u00e4bi, kas sa tahad v\u00f5i vajad asja, milleks laenu v\u00f5tad. N\u00e4iteks v\u00f5ib uus mobiiltelefon tunduda vajadusena, kuid kas see ka tegelikult nii on?<\/p>

Lisaks arvuta v\u00e4lja, kui suur v\u00f5ib olla igakuine laenumakse, et saaksid selle k\u00f5rvalt ka mugavalt elada. Sealjuures m\u00f5tle oma muudele rahalistele kohustustele (laenud, j\u00e4relmaksud, igakuised arved) ning sellele, kas oled valmis laenu tagasi maksma ka siis, kui sinu sissetulek v\u00e4heneb.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

2. Uuri eri laenuliike\u200b<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Kui laenuvajadus selgeks tehtud, tasub uurida eri laenuliike ja nende tingimusi. N\u00e4iteks v\u00e4ikelaen, j\u00e4relmaks ja krediitkaart on laenuliigid, mille jaoks pole vaja tagatist ning suurim v\u00f5imalik laenusumma oleneb sinu igakuistest sissetulekutest ja kohustustest. Enamasti kasutatakse v\u00e4ikelaenu suuremateks ostudeks, nagu n\u00e4iteks auto, reis, kodu remontimine, ning raha kantakse laenuv\u00f5tja kontole kohe p\u00e4rast lepingu allkirjastamist.\u00a0<\/p>

J\u00e4relmaksu eristab v\u00e4ikelaenust suuresti see, et taotlust saab esitada kohas, kus huvipakkuv reis, tehnika- v\u00f5i m\u00f6\u00f6bliese silma hakkab. J\u00e4relmaksulepingu saab s\u00f5lmida poes v\u00f5i firmas kohapeal, ent seda otsust ei tohiks kindlasti rutakalt teha. Krediitkaart on eelk\u00f5ige m\u00f5eldud ostude eest tasumiseks kauplustes, teenindus asutustes v\u00f5i internetipoodides.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

3. Arvuta v\u00e4lja laenu kogukulu<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Mis tahes laenu v\u00f5tmisel tuleb arvestada, et peale intressi kaasneb laenuga veel kulusid, n\u00e4iteks lepingutasu v\u00f5i muud teenustasud. Seega tuleks laenu v\u00f5ttes j\u00e4lgida mitte ainult intressim\u00e4\u00e4ra suurust, vaid krediidi kulukuse m\u00e4\u00e4ra, mis n\u00e4itab laenu kasutamisest tulenevat kogukulu sinu jaoks (intress, laenulepingu s\u00f5lmimise tasu, muud v\u00f5imalikud tasud).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t
\n\t\t\t\t\t

4. V\u00f5rdle eri laenupakkumisi<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Kuna krediidi kulukuse m\u00e4\u00e4ra arvutamise kord ja valem on kehtestatud rahandusministri m\u00e4\u00e4rusega, peavad seda kasutama k\u00f5ik laenuandjad, kes annavad eraisikule laenu, olgu siis tegemist panga, liisingufirma v\u00f5i j\u00e4relmaksu pakkujaga. See t\u00e4hendab, et eri laenuandjate sama liiki laenu \u2013 n\u00e4iteks v\u00e4ikelaen, eluasemelaen \u2013 pakkumised on omavahel h\u00f5lpsamini v\u00f5rreldavad.<\/p>

Krediidi kulukuse m\u00e4\u00e4r on v\u00e4ljendatud protsentides: mida suurem on protsent, seda kallim on laen, mis t\u00e4hendab, et tagastatav summa on kokkuv\u00f5ttes suurem.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

5. Kaalu alternatiive<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Enne laenamist kaalu alternatiive. N\u00e4iteks m\u00f5tle, kas ostuks on v\u00f5imalik kasutada hoopis olemasolevaid ressursse ning kas vajad laenuga rahastatavat kaupa v\u00f5i teenust just n\u00fc\u00fcd v\u00f5i kannatab soovitud kulutusega ka oodata, j\u00e4tkates s\u00e4\u00e4stude kogumist.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Soovitused laenu v\u00f5tmisel<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
  • Kaalu kohustusi! Ei v\u00e4ikelaenu, j\u00e4relmaksu ega krediitkaarti ole m\u00f5istlik v\u00f5tta ilma tulevasi kohustusi ja kaasnevaid kulutusi p\u00f5hjalikult kaalumata.<\/li>
  • K\u00fcsi teabelehte! Teabelehe peab laenuv\u00f5tja saama juba enne lepingu s\u00f5lmimist. See annab v\u00f5imaluse eri pakkumisi, sealhulgas krediidikulukuse m\u00e4\u00e4rasid omavahel v\u00f5rrelda, et soodsaima valiku kasuks otsustada.<\/li>
  • \u00c4ra kirjuta lepingule alla ilma seda lugemata! Leping tuleb enne allkirjastamist kindlasti l\u00e4bi lugeda ja k\u00fcsida julgelt vastused k\u00f5igele, mis j\u00e4i arusaamatuks.<\/li>
  • Uuri sanktsioone! Uurida tasub, millised on tagaj\u00e4rjed, kui peaksid mingil p\u00f5hjusel makseraskustesse sattuma, ning mis tingimustel on v\u00f5imalik lepingut varem l\u00f5petada.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
    \n\t\t\t\t\t\t
    \n\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t\t\t\t
    \n\t\t\t\t\t\t
    \n\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t
    \n\t\t\t
    <\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
    \n\t\t\t\t\t\t
    \n\t\t\t\t\t
    \n\t\t\t
    \n\t\t\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
    \n\t\t\t
    \n\t\t\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t\t\t\t\t

    Artikkel on koostatud koost\u00f6\u00f6s Swedbank Rahaasjade Teabekeskusega.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

    Laen on v\u00f5imalus viia ellu m\u00f5ni suur plaan, parandada eluolu v\u00f5i teha vajalik ost. Laenu v\u00f5tmine peab olema l\u00e4bim\u00f5eldud, sest iga laen tuleb koos intressidega tagasi maksta. Seet\u00f5ttu on t\u00e4htis p\u00f5hjalikult \u00fcle vaadata oma v\u00f5imalused ja eelarve. Rahaasjade teabekeskus toob v\u00e4lja viis n\u00f5uannet, mida laenamisel silmas pidada. 1. Kaalu oma oste tahan-vajan-skaalal Iga kord, kui […]<\/p>\n","protected":false},"author":2,"featured_media":8686,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[513],"tags":[],"class_list":["post-8683","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rahatarkus"],"yoast_head":"\nMida peaksin teadma laenudest? - Teeviit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/\" \/>\n<meta property=\"og:locale\" content=\"et_EE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mida peaksin teadma laenudest? - Teeviit\" \/>\n<meta property=\"og:description\" content=\"Laen on v\u00f5imalus viia ellu m\u00f5ni suur plaan, parandada eluolu v\u00f5i teha vajalik ost. Laenu v\u00f5tmine peab olema l\u00e4bim\u00f5eldud, sest iga laen tuleb koos intressidega tagasi maksta. Seet\u00f5ttu on t\u00e4htis p\u00f5hjalikult \u00fcle vaadata oma v\u00f5imalused ja eelarve. Rahaasjade teabekeskus toob v\u00e4lja viis n\u00f5uannet, mida laenamisel silmas pidada. 1. Kaalu oma oste tahan-vajan-skaalal Iga kord, kui […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/\" \/>\n<meta property=\"og:site_name\" content=\"Teeviit\" \/>\n<meta property=\"article:published_time\" content=\"2023-06-05T13:32:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-05T13:56:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/06\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kaie Pranno\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Kirjutanud\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kaie Pranno\" \/>\n\t<meta name=\"twitter:label2\" content=\"Eeldatav lugemisaeg\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutit\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/\"},\"author\":{\"name\":\"Kaie Pranno\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#\\\/schema\\\/person\\\/7820a965b0d2017f5d8946a90788adb5\"},\"headline\":\"Mida peaksin teadma laenudest?\",\"datePublished\":\"2023-06-05T13:32:03+00:00\",\"dateModified\":\"2023-06-05T13:56:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/\"},\"wordCount\":576,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/wp-content\\\/\\\/uploads\\\/2023\\\/06\\\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg\",\"articleSection\":[\"Rahatarkus\"],\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/\",\"url\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/\",\"name\":\"Mida peaksin teadma laenudest? - Teeviit\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/wp-content\\\/\\\/uploads\\\/2023\\\/06\\\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg\",\"datePublished\":\"2023-06-05T13:32:03+00:00\",\"dateModified\":\"2023-06-05T13:56:07+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#breadcrumb\"},\"inLanguage\":\"et\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/wp-content\\\/\\\/uploads\\\/2023\\\/06\\\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg\",\"contentUrl\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/wp-content\\\/\\\/uploads\\\/2023\\\/06\\\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg\",\"width\":1024,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/mida-peaksin-teadma-laenudest\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mida peaksin teadma laenudest?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#website\",\"url\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/\",\"name\":\"Teeviit - Youth info\",\"description\":\"Noorteinfo kodu\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"et\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#organization\",\"name\":\"Teeviit - Youth info\",\"url\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/wp-content\\\/\\\/uploads\\\/2023\\\/01\\\/Teeviit_youth_info-logo.svg\",\"contentUrl\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/wp-content\\\/\\\/uploads\\\/2023\\\/01\\\/Teeviit_youth_info-logo.svg\",\"width\":923,\"height\":381,\"caption\":\"Teeviit - Youth info\"},\"image\":{\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/ru\\\/#\\\/schema\\\/person\\\/7820a965b0d2017f5d8946a90788adb5\",\"name\":\"Kaie Pranno\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"et\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f6ebc381247ad92959943fe518c0556cd703e170a03b08d2bd6fa59a50dbccff?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f6ebc381247ad92959943fe518c0556cd703e170a03b08d2bd6fa59a50dbccff?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/f6ebc381247ad92959943fe518c0556cd703e170a03b08d2bd6fa59a50dbccff?s=96&d=mm&r=g\",\"caption\":\"Kaie Pranno\"},\"url\":\"https:\\\/\\\/www.teeviit.ee\\\/youth-info\\\/author\\\/kaie\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mida peaksin teadma laenudest? - Teeviit","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/","og_locale":"et_EE","og_type":"article","og_title":"Mida peaksin teadma laenudest? - Teeviit","og_description":"Laen on v\u00f5imalus viia ellu m\u00f5ni suur plaan, parandada eluolu v\u00f5i teha vajalik ost. Laenu v\u00f5tmine peab olema l\u00e4bim\u00f5eldud, sest iga laen tuleb koos intressidega tagasi maksta. Seet\u00f5ttu on t\u00e4htis p\u00f5hjalikult \u00fcle vaadata oma v\u00f5imalused ja eelarve. Rahaasjade teabekeskus toob v\u00e4lja viis n\u00f5uannet, mida laenamisel silmas pidada. 1. Kaalu oma oste tahan-vajan-skaalal Iga kord, kui […]","og_url":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/","og_site_name":"Teeviit","article_published_time":"2023-06-05T13:32:03+00:00","article_modified_time":"2023-06-05T13:56:07+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/06\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg","type":"image\/jpeg"}],"author":"Kaie Pranno","twitter_card":"summary_large_image","twitter_misc":{"Kirjutanud":"Kaie Pranno","Eeldatav lugemisaeg":"3 minutit"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#article","isPartOf":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/"},"author":{"name":"Kaie Pranno","@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#\/schema\/person\/7820a965b0d2017f5d8946a90788adb5"},"headline":"Mida peaksin teadma laenudest?","datePublished":"2023-06-05T13:32:03+00:00","dateModified":"2023-06-05T13:56:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/"},"wordCount":576,"commentCount":0,"publisher":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#organization"},"image":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#primaryimage"},"thumbnailUrl":"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/06\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg","articleSection":["Rahatarkus"],"inLanguage":"et","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/","url":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/","name":"Mida peaksin teadma laenudest? - Teeviit","isPartOf":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#primaryimage"},"image":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#primaryimage"},"thumbnailUrl":"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/06\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg","datePublished":"2023-06-05T13:32:03+00:00","dateModified":"2023-06-05T13:56:07+00:00","breadcrumb":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#breadcrumb"},"inLanguage":"et","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/"]}]},{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#primaryimage","url":"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/06\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg","contentUrl":"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/06\/oliur-z8i-bhvtzn0-unsplash-scaled-1-1024x1024-1.jpg","width":1024,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/www.teeviit.ee\/youth-info\/mida-peaksin-teadma-laenudest\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.teeviit.ee\/youth-info\/"},{"@type":"ListItem","position":2,"name":"Mida peaksin teadma laenudest?"}]},{"@type":"WebSite","@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#website","url":"https:\/\/www.teeviit.ee\/youth-info\/ru\/","name":"Teeviit - Youth info","description":"Noorteinfo kodu","publisher":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.teeviit.ee\/youth-info\/ru\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"et"},{"@type":"Organization","@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#organization","name":"Teeviit - Youth info","url":"https:\/\/www.teeviit.ee\/youth-info\/ru\/","logo":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#\/schema\/logo\/image\/","url":"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/01\/Teeviit_youth_info-logo.svg","contentUrl":"https:\/\/www.teeviit.ee\/youth-info\/wp-content\/\/uploads\/2023\/01\/Teeviit_youth_info-logo.svg","width":923,"height":381,"caption":"Teeviit - Youth info"},"image":{"@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.teeviit.ee\/youth-info\/ru\/#\/schema\/person\/7820a965b0d2017f5d8946a90788adb5","name":"Kaie Pranno","image":{"@type":"ImageObject","inLanguage":"et","@id":"https:\/\/secure.gravatar.com\/avatar\/f6ebc381247ad92959943fe518c0556cd703e170a03b08d2bd6fa59a50dbccff?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f6ebc381247ad92959943fe518c0556cd703e170a03b08d2bd6fa59a50dbccff?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f6ebc381247ad92959943fe518c0556cd703e170a03b08d2bd6fa59a50dbccff?s=96&d=mm&r=g","caption":"Kaie Pranno"},"url":"https:\/\/www.teeviit.ee\/youth-info\/author\/kaie\/"}]}},"_links":{"self":[{"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/posts\/8683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/comments?post=8683"}],"version-history":[{"count":5,"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/posts\/8683\/revisions"}],"predecessor-version":[{"id":8692,"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/posts\/8683\/revisions\/8692"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/media\/8686"}],"wp:attachment":[{"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/media?parent=8683"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/categories?post=8683"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.teeviit.ee\/youth-info\/wp-json\/wp\/v2\/tags?post=8683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}